Construction Financing
Plan financing for an eligible new build, from lot and construction budget to permanent loan.
A financing strategy built for your goals.
Building a home introduces a construction budget, builder review, draw schedule, and completion timeline. We can help you assess potential construction-to-permanent or other financing structures for your project.
At a glance
- Build and permanent-loan planning
- Builder and budget review
- Draw and completion considerations
How construction financing work
Set the budget
Land, plans, site work, construction, contingencies, and closing costs all belong in the financing picture.
Review the builder
Lenders often evaluate the builder's qualifications, contract, and projected schedule.
Plan for completion
Understand how draws, interest during construction, and conversion to permanent financing work.
Who this may fit
Every situation is different. This program can be a useful starting point for:
- Custom-home buyers
- Buyers building on owned land
- Borrowers comparing a build with a resale home
Neev can help you compare it with other available options using your actual income, assets, property, and goals.
Questions about construction financing
Can I finance land and construction together?
Some programs may allow it; requirements vary by lender and project.
Do I make payments during construction?
Payment structure varies. Some programs have interest-only construction-period payments.
Let's explore your construction financing options.
You'll get a real conversation, clear tradeoffs, and a financing plan shaped around your goals.