Foreign National Loans
Explore U.S. property financing for eligible borrowers who live or earn income abroad.
A financing strategy built for your goals.
International buyers can face different documentation and down payment rules. Certain lenders offer programs that consider foreign income, assets, credit, or investment property cash flow, depending on the transaction.
At a glance
- U.S. home and investor scenarios
- Foreign documentation may be considered
- Program-specific reserves and down payments
How foreign national loans work
Cross-border documents
Identification, bank statements, income records, and translated documents may be required.
Property purpose
Primary, second-home, and investment use can lead to different loan paths.
Plan the timeline
International transfers, documentation, and property review can require extra lead time.
Who this may fit
Every situation is different. This program can be a useful starting point for:
- International second-home buyers
- Foreign rental-property investors
- Borrowers with overseas income or assets
Neev can help you compare it with other available options using your actual income, assets, property, and goals.
Questions about foreign national loans
Can a non-U.S. citizen finance property here?
Certain programs may be available to eligible foreign nationals, subject to lender and property requirements.
Do I need U.S. credit?
Some programs can consider foreign credit or alternative documentation; rules vary.
Let's explore your foreign national loans options.
You'll get a real conversation, clear tradeoffs, and a financing plan shaped around your goals.