VA Loans
Explore eligible zero-down home financing with no monthly private mortgage insurance.
A financing strategy built for your goals.
VA-backed loans can offer valuable benefits to eligible veterans, service members, and certain surviving spouses. We help confirm entitlement, explain the funding fee, and compare your options for an eligible primary residence.
At a glance
- 0% down may be available
- No monthly private mortgage insurance
- Can be used again when entitlement is available
How va loans work
Eligibility
Service and other VA requirements apply. A Certificate of Eligibility helps establish access to the benefit, while lenders review income, credit, and occupancy.
Funding fee
Many borrowers pay a one-time VA funding fee, which may be financed. Some eligible borrowers are exempt.
Property options
VA loans may be used for eligible single-family homes, condos, and owner-occupied 2–4 unit properties.
Who this may fit
Every situation is different. This program can be a useful starting point for:
- Veterans and eligible service members
- Eligible surviving spouses
- Buyers seeking a primary residence
Neev can help you compare it with other available options using your actual income, assets, property, and goals.
Questions about va loans
Can I buy with no down payment?
Qualified borrowers with sufficient entitlement may be able to purchase with 0% down, subject to lender and property requirements.
Do VA loans require mortgage insurance?
VA loans do not require monthly PMI. A one-time VA funding fee may apply unless you are exempt.
Let's explore your va loans options.
You'll get a real conversation, clear tradeoffs, and a financing plan shaped around your goals.